Sentinel Lifetime Loan

Helping you maintain financial independence

The love affair New Zealanders have with their home is well documented.  So imagine being able to release some of the value you’ve built up in your bricks and mortar, without having to move. 

If you are aged 60 or over and own your own home, the Sentinel Lifetime Loan may provide you with a cash resource that you can use for whatever would make you smile.

Discover a new lease on life

With the Sentinel Lifetime Loan you can take some of the equity out of your home without having to sell, to help you maintain your financial independence in retirement. Now, your bricks and mortar could be worth their weight in gold.

The Sentinel Lifetime Loan is designed to last you the rest of your life and is usually repaid only when you die or move into long term care, although you have the freedom to repay at any time, without penalty as long as your loan is on a floating interest rate.  Unlike traditional loans there are no monthly repayments – in fact there is nothing to pay until you decide to sell the house or upon your death, moving into long term care or moving out of your property for any other reason.

With the Sentinel Lifetime Loan you are in control.  You can manage your loan and access funds as and when you need them.

Lifetime Loan Brochure and Fact Sheet

To receive a comprehensive brochure about the Sentinel Lifetime Loan, please call us on 0800 488 740 and we will be pleased to send one to you, or to download our brochure click here.  

Unfortunately due to current global financial conditions Sentinel has temporarily stopped accepting new loan applications.   Existing clients with Express Top-up facilities are unaffected and can continue to drawdown funds as usual.  If you would like to provide us your details and be contacted once Sentinel resumes new business lending please contact us and let us know.