Business Mentor Auckland

 

The Business Mentor is an experienced and successful individual who knows the ins and outs of the business entirely and knows how it feels to be a businessman. Currently, many people are taking up the business challenges, especially women, and the face of small business is changing constantly. With the best mentor Auckland, any business person can benefit tremendously.

Business mentors Auckland team up with the related rural mentors to offer their support and help the business people to improve their business strategies and help them develop their business.

Volunteer Business Mentor:

If you are a professional business person who had gone through several challenges or struggles and developed a feeling to help the small business, then you can become a volunteer business mentor and help other small businesses to grow successfully.

If you are involved in any business for several years or a business owner, then you have a good chance to become a mentor as you have experience and you might have developed a range of skills during the period that you have started your business.  The business mentor acquires these capabilities through the day to day mistakes and experience or through some kind of formal training to obtain certain skills that can help others to make their business successful.

The fact is that many business owners get influenced by several factors, and they will not have any control over it, but still, they get successful in their business.  This is because some owners got support from the business mentor who provided the best business advice and helps them focused on their business goals.

As a business mentor, you can help the start-up businesses by giving the proper advice and support, and if they have the support, then they can reach their business goals quickly. The advice that you give them doesn’t need to solve any complicated issues; you just need to be there for the business owners and advise them that there is a way for everything and they need to stand strong to face the challenges.  The business success that you have learned along the way would be useful to other start-ups.

The experience and knowledge that you have picked can help you to help others businesses grow and to be successful. The benefits of your knowledge and skills can help others and help them avoid the mistakes that you did during your business time and strengthen the business of others and help them stay balanced in the industry. Your contribution can help other business to grow, and they can support others in the community, and this legacy will continue and pass on to other and helps several businesses develop and thrive in the community.

Most business owners often feel less talented, and they diminish their talent and ability.  Their humility often makes them feel like they don’t have the ability and skills to help other business owners. As a successful business owner, you should come out of that sort of illusion and try to help others who need your support and advice and help them get success in their business. Many people are looking for best mentor Auckland so be one of them and help businesses prosper.

 

Few Tips to Start a Successful Home Staging Business

 

Auckland boasts of a booming real estate scenario at the moment with an almost 20% increase in sales per year. Home staging refers to the process of preparing a residence for sale in the real estate market. Just like any form of advertising, home staging makes use of different techniques to make a property look more appealing and attractive to potential customers. Use of greenery, lights, paintings and accessories are common and effective tools of home staging. Home staging is swiftly becoming an integral part of selling a property, hence increasing the demand for home staging professionals among home sellers and real estate agents. Home staging business is a relatively low-cost start-up, which can be executed as a part-time or home business as well. If you are into interior designing, this would be the perfect aspect for you to explore without investing much capital. Here are four tips and tricks that can help you set up a successful home staging business.

  1. Do Your Research:

A business is obviously a serious affair and a little homework is always helpful. Not only should you be adept in interior designing, you must have a clear idea about the local real estate market. Knowledge of the real estate trends can help you gauge the taste of your clients. Also, you must also have a clear picture of the current scenario of the business itself, so as to identify your competitors and their strengths.

  1. Hone Your Skills:

Enhance your staging and designing skills by getting enrolled in one of the many advanced training programs available in Auckland. Not only will it make you better and more knowledgeable about home staging designing, but it would be a strong point in your resume. It is true that most real estate agents would not bother about qualifications if your work is good enough, but the certificates from these training add significantly to your credibility.

  1. Build a Portfolio:

Building an impressive portfolio of your past works is an important part of your home staging business. It would demonstrate your capability and success to your potential clients. Include only the best of your initial and low cost works in your portfolio and add active references to enhance your reputation.

  1. Communication and Marketing:

Like any other product or service in the market, advertising your business and having good contacts within your business community is a very important part of running a successful business. Having good communication skills will help you a lot while dealing with demanding clients. Be sure to have extremely clear conversations with your clients regarding the available resources, their expectation and the price. As for marketing, putting up online and offline advertisements is a good way to create brand awareness.

Home staging business is something that would not see a downward trend in the near future. With the required skills, correct plan and resources, you can set up a successful business for yourself, which would bring you profit while following your passion.

Photo Booth Hire

 

The Photo Booth Hire offers photo booths for parties, including wedding, birthday parties, school ball, corporate events, and other small or large events.  You can find different types of photo booths, including Classic Photo Booth, Vintage Photo Booth, and Retro type Photo Booth, and so on. All these photo booths are equipped with props and party packs to make your photo session even more exciting and fun. The photo booth hires offer a standard package that includes everything that is needed for your wedding or the event, and the all-inclusive booth will available at a very competitive price.

The photo booth hire allows you to choose between the most popular party booths that come with a wind machine, and in some photo booths, you can get a magic mirror with lighting, ropes, red carpet, and Hollywood frame. The photo booths also come with LED dance floors and four feet white LED to light up letters in a package, or you can get them separately.

The service also provides branded photo booths that are perfect for corporate events. Also, you can expect bespoke service from the provider; the services include data capture, social media integration, and more. You can check the corporate hire page for more details and latest case studies.

You can find the most popular photo booths that are perfect for weddings and birthday parties. All these photo booths come with built-in features like DSLR Camera, Wind Machine, and a large range of fun props. All these party packs entertain your guests and allow them to capture amazing photos and create long lasting memories.

The package includes:

  • Photo Booth setup and take down
  • Three hours of photo booth run time and if you booked before the end of the June, you get four hours run time.
  • The service providers’ offer guest memory book, but if you booked before June, you could get it for free.
  • It offers unlimited photo booth sessions to each guest and provides instant photo prints. You can choose Black & White or color prints by using a touch screen.
  • It offers Customized Prints with a logo, name and date.
  • It also offers OVM (Optional Video Messaging) options that allow your guests to leave a short message to you from the photo booth.
  • A large range of props.
  • For glamor shots, it offers built-in wind machine.
  • Photo Booth operator provided along with the package.
  • Video messages and images will be sent to your email-id after the event.
  • It allows you to upload the images to the password protected gallery.

All the photo booth come with a touch screen technology that gives guests the choice to choose the black and white or color prints, and it allows them to leave a short video message to the host. The best part is they can use the booth for unlimited times.

The video messages will be recorded in HD, and the photo booth hire will send the messages to the host after the event is done. All these options are included in the party booth hire package.

 

Client Stories

What our Clients have to say…

Many New Zealanders are now making use of the Sentinel Lifetime Loan to enhance their quality of life in retirement.  Here are comments from some of our customers about the Sentinel Lifetime Loan.

“A big thank you from me to Sentinel for helping me with a Sentinel Lifetime Loan. I have painted the house inside and out.  It looks like a million dollars now.  I will certainly be recommending Sentinel to anybody about your Lifetime Loan.  Once again, thank you so much.”

R.C.  Hamilton

“We would like to say thank you for the opportunity, the help, the consideration and advice you have given us in obtaining our Lifetime Loan.  Certainly a reason to smile!”

A.H.  Auckland

“My wife and I take this opportunity to thank Sentinel for the Lifetime Loan to us.  Our loan has assisted us to update our car, redecorate our unit, and thanks to you we plan a holiday later this year.”

R.E. Auckland

“I am most grateful to you for processing my loan so quickly.  I have been to Sydney to enjoy my grandson’s wedding and some time with my lovely daughters and their families.  I have appointments for a new hearing aid and new spectacles so knowing I can update myself in these matters is such a comfort and still feel secure with some money in the bank.  So thank you.”

I.H.  Hamilton

Our Pledge

The Sentinel Lifetime Loan Pledge

We recognise the trust that those taking out the Sentinel Lifetime Loan have placed in us.  In return, we make the following promise…



Pledge One

There is no requirement to make any loan repayments during the term of the loan.

Pledge Two

Your home will remain the place you live in for as long as you choose. When it is time for you to leave your home our No Negative Equity Guarantee means that, so long as all conditions of the loan have been met, what you will be required to repay following your death or moving to permanent long-term care will not exceed the sales proceeds of the property. There is no extra charge to you for this guarantee.

Pledge Three

It is important that you are absolutely happy with all aspects of the Sentinel Lifetime Loan. For this reason your legal work will always be performed by the solicitor of your choice who will then work with us to make sure everything has been fully explained and discussed. If at any time you want to contact Sentinel regarding the loan or any related matter we’ll be ready and waiting to help you.
Vaughan Underwood
Chief Executive Officer

Common Questions

Frequently asked questions about the Sentinel Lifetime Loan…

Because Sentinel’s Lifetime Loan is probably a new concept to you and your family, you may have questions about the Sentinel Lifetime Loan, and how it works.  

Below are a number of questions we imagine you may be asking, however for more detailed information please refer to  our brochure, or contact us here at Sentinel on 0800 488 740. 

How much will I be able to leave my Family ?

This will depend on how much you decide to borrow, interest rates, house price inflation and how long the loan is in force.  You can use the calculator on this website to estimate how much equity will remain in your home, at different house growth rates, over time.

Can I pay off all or part of the loan at any time ?

Although the loan is intended to be lifelong and you are not required to make any payments until the end, you can choose to repay all or part of the loan at any time.  As long as your loan is on a variable interest rate no early repayment fees will be charged.

Can I transfer my loan to my new house if I decide to move ?

The transfer of a Sentinel Lifetime Loan from one property to another is dependent on:

– the sale price of the existing property,
– the lessor of the buy price and value from a registered valuation (excluding chattels) of the new property,
– the age of the youngest resident at the time of transfer
– the balance of the loan (including all interest that has been added to the loan) at the time of transfer,
– the type of the new property
– a title search.

It is important to understand that there may be instances where the transfer may not be possible.

The ability to transfer a Sentinel Lifetime Loan to a Licence to Occupy Retirement Village unit is governed by the village management and the amount if allowably is very limited.

It is important to take into account real estate fees, moving costs and solicitor’s fees when calculating how much it will cost to move.

What happens to my home when I die or move into permanent long-term care?

Usually, the loan is repaid from the sale proceeds of your home.   The loan becomes repayable when you move permanently from your home – usually when you pass away or move into long term care. 

Can I borrow more later if I need it ?

You can apply to borrow more at any time. The amount that you may be entitled to borrow will depend on whether you have already drawn your full entitlement.

Any entitlement to further funds, over and above the original approved loan, is based on the age of the youngest resident at the time of applying and the property value at that time.  The current loan balance including accumulated interest is deducted from the entitlement to determine any additional funds that may be available. 

Who owns my home?

You always own your home, and can live there for as long as you choose.

 

For further details and in-depth answers to your questions about the Sentinel Lifetime Loan please contact us on 0800 488 740.  We’re always happy to help.

Sentinel Lifetime Loan

Helping you maintain financial independence

The love affair New Zealanders have with their home is well documented.  So imagine being able to release some of the value you’ve built up in your bricks and mortar, without having to move. 

If you are aged 60 or over and own your own home, the Sentinel Lifetime Loan may provide you with a cash resource that you can use for whatever would make you smile.

Discover a new lease on life

With the Sentinel Lifetime Loan you can take some of the equity out of your home without having to sell, to help you maintain your financial independence in retirement. Now, your bricks and mortar could be worth their weight in gold.

The Sentinel Lifetime Loan is designed to last you the rest of your life and is usually repaid only when you die or move into long term care, although you have the freedom to repay at any time, without penalty as long as your loan is on a floating interest rate.  Unlike traditional loans there are no monthly repayments – in fact there is nothing to pay until you decide to sell the house or upon your death, moving into long term care or moving out of your property for any other reason.

With the Sentinel Lifetime Loan you are in control.  You can manage your loan and access funds as and when you need them.

Lifetime Loan Brochure and Fact Sheet

To receive a comprehensive brochure about the Sentinel Lifetime Loan, please call us on 0800 488 740 and we will be pleased to send one to you, or to download our brochure click here.  

Unfortunately due to current global financial conditions Sentinel has temporarily stopped accepting new loan applications.   Existing clients with Express Top-up facilities are unaffected and can continue to drawdown funds as usual.  If you would like to provide us your details and be contacted once Sentinel resumes new business lending please contact us and let us know.

Disclosure Statement

 

Sentinel Disclosure Statement – Qualifying Financial Entity

NAME:                         Sentinel Limited
TRADING NAME:        Sentinel
ADDRESS:
P O Box 33 1040,
Takapuna, AUCKLAND 0740
Level 1 87 Hurstmere Road,
Takapuna, AUCKLAND 0622

OTHER CONTACTS:
Phone: 0800 488 740
Email: enquire@sentinel.net.nz
Website: www.sentinel.net.nz

This is important information – it provides information about the product and advice that Sentinel offers and should help you to decide which financial adviser to choose.
Sentinel is a Qualifying Financial Entity (QFE) under the provisions of the Financial Advisers Act 2008, our registration number is FSP48342.  This information can be checked on the Financial Service Providers Register at www.fspr.govt.nz.  Sentinel is regulated by the Financial Markets Authority (FMA), you can obtain more information about the FMA from their website www.fma.org.nz or by calling them on 04 472 9830.
What sort of advice can a Sentinel QFE adviser provide?
Sentinel QFE advisers can give you information relating to the features and suitability of the Sentinel Lifetime Loan product.  The Lifetime Loan is a Home Equity Release mortgage and is classified as a Category 2 product under Financial Advisers Act 2008.
How are Sentinel advisers paid?
Sentinel staff are Nominated Representatives who are based in our office and will generally be in contact with you by phone, letter or email.  They do not receive any sales incentives for the completion of loans.  Sentinel also has a number of Nominated Representatives who can come out to your home.   There is no cost to you for their service; however they receive a commission from Sentinel when your loan is issued.

What to do if you have a complaint about: Sentinel, your Sentinel Lifetime Loan, or any aspect of your experience with us?

Sentinel is always striving to offer the best product and service we can to meet your needs.  If something happens that you are not entirely happy about we need to know so we can solve the problem and stop the same thing occurring in the future.

Please contact us as soon as anything occurs that you are unhappy with and we will do our best to solve the problem immediately.

If your complaint is serious and it can not be easily fixed we will ask that you provide us the details in writing, including the nature of the complaint and what you think should be done to resolve the situation.  We will notify you when we receive the complaint and then investigate all aspects of the matter before attempting to resolve all of your concerns.  We will keep you up to date with progress and advise you of any outcomes in writing.

What if I am still unhappy?

If you are not satisfied with our suggested solution Sentinel is a member of the Insurance & Savings Ombudsman’s Service of New Zealand (ISO), who act as our licensed dispute resolution service.  You can contact the ISO by;

Phone:             0800 888 202
Email:              info@ombudsman.org.nz
Post:                P O Box 10 845, Wellington 6143

Who are we?

Profile

A Tradition of Innovation, Integrity and Smart Product Solutions…

Sentinel was launched with the specific aim of bringing to New Zealanders the very best features of a retirement lifestyle enhancement concept known as the Home Equity Release Loan.

Sentinel is the founding company of Seniors Money International Ltd, a leading global provider of equity release solutions for Seniors, with operations in New Zealand, Australia, Ireland, Canada and South Africa. 

The Board of Directors of Seniors Money International Ltd and the Sentinel management team are profiled below:

BOARD OF DIRECTORS: 

SENIORS MONEY INTERNATIONAL LTD

Right Hon. Jenny Shipley DCNZM, FNZIM (New Zealand)  Chairman

A former Prime Minister of New Zealand, Jenny is now a director and advisory board member for a number of companies and organisations in New Zealand and elsewhere.  She retains her interest in international politics through her involvement in the Club of Madrid, a group of former Presidents and Prime Ministers of democracies.

Ian Hendry FCII APMI (New Zealand) 

Deputy Chair

Ian has an extensive background in marketing and sales in the financial services industry, working for Eagle Star Insurance Company in the UK and Hong Kong before founding Sovereign Limited with Chris Coon in 1989, where he became Managing Director.  Ian retired from Sovereign in 2002.

Stephen Gunning  BComm FCA (Ireland) 

Group Chief Executive Officer

Stephen has served as Chief Financial Officer, Managing Director and Treasurer of publicly listed and privately held corporations in Europe and the United States.  Stephen joined the group in August 2005 to found and head up our European operations.  .

Brett Wilson BCom CA (NZ)  

Group Finance Director and Company Secretary 

Brett has 20 years experience in financial services.  He spent 8 years with Sovereign as CFO and was previously CFO for Metropolitan Life.  Before joining Seniors Money International he was General Manager Finance for the ASB.   

THE SENTINEL EXECUTIVE TEAM:

Vaughan Underwood – MBA Chief Executive Officer

Vaughan was formerly CEO of AXA New Zealand, Sterling Grace Portfolio Management Ltd (part of Spicers) and Emerald Group (Food Division) before joining Sentinel in January 2007.   

Garry Bishop – BCom BSc Operations Director

Garry’s background is in the areas of Finance, Maths and Computer Systems.  He has spent the last 15 years in the financial services and insurance industry working in both operational and information technology areas.  Garry started with Sentinel in September 2003, six months prior to the company’s official launch.    

Home

Financial Independence in retirement – now there’s a Reason to Smile.

Imagine being able to release some of the value you’ve built up in your home without having to move.  Just thinking about it has probably brought a smile to your face.

Rather than just dream about the possibility, if you (and your partner) are aged 60 or over and own your own home, the Sentinel Lifetime Loan could open the door to a whole new lease on life.

Inside our website, you’ll find information all about the Sentinel Lifetime Loan and how it works; client stories, and much more.  There’s also a calculator to show you how much you can borrow and how your loan and the equity in your home may change over time.

So why not take your time and browse through the website to find out more, or contact the Sentinel team on 0800 488 740 – we’re always happy to help.


Due to the global financial environment and restricted access to funds Sentinel has temporarily stopped accepting new loan applications, existing clients with Express Top-up facilities are unaffected.