Different types of dishwashers you can choose from

 

Dishwashers are very commonly bought for residential as well as commercial purposes. They save time and effort and can be a great utility item for your home, especially if you eat at home daily or quite often. You do not have to do the dishes every time you enjoy homemade food. Naturally, they are quite the favorite amongst homemakers. Over the time, latest technology and concepts have been introduced in the making of dishwashers NZ so as to serve the varying needs of the customers. And it is your duty to know and buy a dishwasher that will suit your requirements.

Types of dishwashers available

If you are planning to buy a Dishwashers for your home, then it would be prudent that you accustom yourself with the different types of dishwashers NZ available in the market. To help you out, here is a compilation of the different varieties available:

Freestanding dishwashers

As the name goes, these washers can be placed anywhere in the kitchen without the need of any sort of support. If you have free space available in the kitchen, you can simply put one there. They can wash a good lot of dishes, pots, and pans simultaneously and are good for regular heavy use.

Built-in dishwashers

These are the commonest of the lot and are usually preferred by homeowners who have sufficient space in the kitchen and need to clean a good number of dishes every day or regularly. These dishwashers are of the permanent type and are usually installed in the kitchen cabinets or any free space that you may have.

Compact dishwashers

If your kitchen is quite small or you need a dishwasher for your RV, this is exactly what you need. The facilities offered by the compact dishwashers NZ are quite similar to those of the built-in washes, but their size is quite small so as to deal with the space crunch.

Countertop dishwashers

If you have a space crunch, then these can be your perfect choice too. You can conveniently place them on your kitchen counters since they are much like a microwave in size. However, you can wash only a limited number of dishes at a time.

Drawer dishwashers

Recently introduced in the market for offering for more convenience to the users, the drawer dishwashers NZ come with two different segments for washing dishes. There is a small segment that can hold a few dishes and a larger segment that can hold a good amount of dishes and pots and pans. This gives the convenience of using either of the segments depending on the volume of cleaning that you need.

Integrated dishwashers

These dishwashers NZ are best for those who want the benefits of a freestanding washer but do not want it to mar the beauty of their kitchen.

Portable dishwashers

These dishwashers can be good for people who have little or no space in their kitchens. Since they are very small in size and lightweight, users can easily stow them away when not needed and place them in the kitchen only when they need to use it.

Five Different Types of Home Auckland Electrical Services

 

 

Looking for a home Auckland electrical services should be worth your money. Each day there are residential issues that you need to deal with every time you encounter electrical problems. For instance, the need to replace meter bases or breaker boxes is important. Of course, keeping electrical maintenance and repair are essential for your benefit. Although there are no electrical jobs that are too small nor too big, it is necessary to hire someone that is an expert in this field.

 

Electrical services would depend on the area that requires attention and to make the most of it, here are the following different types of home electrical services.

 

  1. Home safety checks

 

Having to check your electrical wiring and connection is crucial because if you are not paying attention to this particular area of your home, you are prone to electrical accidents. As much as possible, learn how to identify electrical issues in your home so that can determine as for when’s the best time to call for professional help.

 

What are the services under home safety checks?- this includes proper grounding, checking of the meter base and protection. The electrical wiring and connections are as well inspected especially at the attic area. Testing of batteries, smoke alarms and detectors. Moreover, hanging fixtures or anything that is sought to be harmful in the home premises.

 

  1. Common services that are offered

 

Maintenance is essential to keep up the flow of the electrical currency in the following areas such as the installation of new devices, chandeliers, doorbell transformers, floor outlet and covering, the connection of the switch or outlet and the voltage stack.

 

 

  1. The need for a second opinion

 

If you are not satisfied with the first electrician contractor that you had previously hired, looking for a second opinion to check the concern electrical areas is important. It is better to be safe than sorry so, do not hesitate to ask for another electrician’s opinion. This is one way, to solve the problem rather than waiting for another electrical issue to arise.

 

If you are in doubt, might as well hire a reputable electrician to be able to benefit great services plus you can save money. You can also compare the previous estimate from the current company that you have hired. Decide which options are suitable for you.

 

  1. Electrical system

 

Your home electrical system must be checked from time to time. Compliance with the issue must be addressed immediately to avoid further damage to the area. You are as well protecting your family from any possible electrical accidents. So, if you felt the need to have your electrical linings and system checked it is best to have it seen by an expert.

 

  1. Lighting

 

Better lighting in your home is essential for that matter. If you want suggestions as to what type of lighting to use, asking an electrician’s suggestion would be of great help.

 

Whether you are in a big or small residency, you have the choice to keep the value of your home with professional Auckland electrician services.

Plumber North Shore

 

Plumber North Shore offers top-quality plumbing services. The service provides the most qualified and certified plumber who can attend your plumbing needs immediately. The plumbing service is one of the best service providers in North Shore as they offer quick solutions for any kind of plumbing problems. You can also ask for a price quote so you will know the exact price so that it can help you to choose the best service for your plumbing problems. The Plumber North Shore is the best possible service you can get as you are guaranteed that you can relax as they take care of all your plumbing issues at an affordable cost and they can provide the perfect solution for all the plumbing problems.

Your house is more than a castle for you as you have built it with love, and it is also your biggest assets, which is why you need professional problems to take care of your plumbing problems. The expert plumbers can take care of the things in a proper way without causing any damage to your house. Also, these plumbers at North Shore are well versed in their field of work, so they know exactly where the problem is and how to fix it immediately.

The Plumber North Shore trucks are completely equipped with plumbing tools for any emergency plumbing problem. They arrive at your doorstep immediately when you call them for your plumbing issue.  They are always ready with equipment for any kind of plumbing problem, including sink or toilet flooding, fountain issue, or problem with hot water system, or any other plumbing problem. The Plumber North Shore will quickly attend the problem and so that you can stop worrying about your plumbing issues.

When you are planning to renovate your house, then there are so many things that you need to think about like the bathroom, kitchen, or laundry room, etc. That is why it is crucial to find the reliable and professional plumbers to make your renovation smooth and damage free.  The Plumber at North Shore know all the difficulties of renovation and they perfectly understand each element of plumbing, that is why choosing them for your plumbing needs is the right thing to do.

The Plumber North Shore service provider has been providing services for several years now, and they have attended quite a lot of plumbing renovations all over the area. This service has been using the latest plumbing methods and modern equipment, which means they can provide professional and reliable plumbing services.

The expert plumbers are all certified plumbers, and they can work with you from the beginning to end, carefully planning and assisting all your plumbing needs and provide the exact solution for all the plumbing issues.  You are assured to see a beautiful bathroom or kitchen once the work is done as they provide efficient and long-lasting solutions for all your plumbing issues.

The Plumber North Shore offers a team of professional plumbers who have years of experience in this plumbing field. All the plumbers are up-to-date so that they have complete knowledge about the latest bathroom equipment or kitchen equipment.

4 Things to Know About CCTV Drain Inspection in Auckland

CCTV for drain inspection is specifically designed to be waterproof and provides you with a visual inspection of the damages in your sewer lines and pipes. The main purpose of CCTV drain inspection in Auckland is to determine the cause of your clogged pipes. Knowing the cause of your clogged pipes will help you to prevent experiencing the same problem in the future. Here are the things that you need to know about CCTV drain inspection.

 

  1. Inspection of sewer lines is a must

You should know by now that the old sewage pipes deteriorate over the time because of regular use. What’s worse is that these pipes are not visible, so you can’t easily determine if something is wrong with your pipes until it starts showing signs. Aside from that, damaged pipes are the number one cause of water buildup in your house.

 

Now, CCTV drain inspection can help you determine if your pipes are still in good condition. By giving your information on the materials of the drain, condition of the drain, or if there are any leaks on a specific part of the drain, you’ll be able to fix or replace it as soon as possible.

 

  1. CCTV drain inspection strengthens the foundation of the house

In what manner? As what we’ve mentioned above, damaged pipes can lead to water build-up. Now, if you neglect the water build up and it stays around your house for an extended period of time, it will soon damage the structural stability of your property. This could lead to a more expensive fixing or replacement.

 

That is why we highly recommend inspecting your drain using a CCTV camera regularly. In that way, you can rest assured that your house is still in good condition and you’re not compromising it for the sake of keeping some money.

 

  1. It helps prevent infestation of germs and bacteria

If you have standing water surrounding your house, there’s a big possibility that germs and bacteria’s will begin to breed. The raw sewage can introduce a lot of bacteria that can pose a great threat to the health of your family especially if you do not dispose of it properly.

 

Make sure that you inspect your drain for possible standing water that you haven’t noticed and clean it as soon as possible. In that way, your family stays safe and secure in the comfort of your own home.

 

  1. CCTV drain inspection is a must if you have a tree

Why? Because as the tree grows, its roots underground continue to expand and in some cases, it can damage the sewer lines. CCTV drain inspection is important because it can determine if these tree roots are affecting your sewer lines or not.

 

Should the tree roots start ruining your sewer lines, it can introduce more headaches to the homeowners and, more often than not, the procedures to fix it are rather expensive.

 

So, now that you know the importance of CCTV drain inspection in Auckland, make sure that you consider the aforementioned factors and start looking for the best drain inspection services now!

Benefit of hiring managed it security service

Managed IT Services Auckland support you run your business smoothly, and it manages your IT. The services allow you to get relief from certain IT operations and let the Managed Service Provide handle the problem. This service provider identifies an ongoing task for a monitoring problem and managing resolution for preferred IT systems and job on your behalf.

The Managed IT Security Service Auckland offers services, including security, alerts, patch management, backup solutions, and data recovery for various client devices. The devices include notebooks, desktops, storage systems, applications, and networks. Passing the regular infrastructure management to a professional managed services and they allow you to focus on running the business, with fewer hassles of IT problems.

The service providers of Auckland proactively manage, monitor proactively, and also maintain, manage your IT communications and support all your business needs. The service providers like your own IT department at a very affordable price.

The Managed IT service includes everything that is needed for a fixed cost, the services include:

  • Preventive Support with 24/7 and monitoring
  • Checking

The service providers monitor your IT framework constantly for the stability of the system and place the performance threshold. This structure assures that the systems are functioning to best levels with possible problems recognized and determined quickly, and resulting minimal disturbance to your business.

The Managed IT security and service offers excellent support from service and incident management team. They have dedicated team and an excellent ticketing portal that allows them to document, escalate, and diagnose incidents and check alerts. They have skilled technicians available in business hours to resolve and troubleshoot issues promptly to make sure minimal wait time and force to your business.  The customers can utilize their direct access to a helpline, online portal and service email.

The service providers also provide regular maintenance and remote support to the customer. They provide unlimited support remotely with quick and secure access to your IT system, and their professional team responds to the issues immediately and also they charge a very reasonable price for onsite callouts.  They also provide preventive maintenance and programmed patch inform are performed frequently.

The security services also offer service delivery and asset reporting, and this management reporting software records your IT software and hardware information. They also offer complete monthly reporting on the deliverance of their service. They believe that the customer relationship is most important and since they want to make sure that their clients are always happy to get their service whenever they need.

Benefits:

  • The Managed IT Security Service Auckland service provides a service plan and they also integrate with the internal IT department of the company.
  • They provide preventive IT maintenance and response time 24/7. They monitor LFM (Low Fixed Monthly) cost and provides unlimited remote support
  • The service increases productivity and reliability.

The Managed IT security services Auckland provides excellent service and support to its customers and it has become popular in IT industry.  It has been providing excellent services from many years now, and from the beginning, it has been offering excellent technology attainment solutions to all the businesses in Auckland.

 

Client Stories

What our Clients have to say…

Many New Zealanders are now making use of the Sentinel Lifetime Loan to enhance their quality of life in retirement.  Here are comments from some of our customers about the Sentinel Lifetime Loan.

“A big thank you from me to Sentinel for helping me with a Sentinel Lifetime Loan. I have painted the house inside and out.  It looks like a million dollars now.  I will certainly be recommending Sentinel to anybody about your Lifetime Loan.  Once again, thank you so much.”

R.C.  Hamilton

“We would like to say thank you for the opportunity, the help, the consideration and advice you have given us in obtaining our Lifetime Loan.  Certainly a reason to smile!”

A.H.  Auckland

“My wife and I take this opportunity to thank Sentinel for the Lifetime Loan to us.  Our loan has assisted us to update our car, redecorate our unit, and thanks to you we plan a holiday later this year.”

R.E. Auckland

“I am most grateful to you for processing my loan so quickly.  I have been to Sydney to enjoy my grandson’s wedding and some time with my lovely daughters and their families.  I have appointments for a new hearing aid and new spectacles so knowing I can update myself in these matters is such a comfort and still feel secure with some money in the bank.  So thank you.”

I.H.  Hamilton

Our Pledge

The Sentinel Lifetime Loan Pledge

We recognise the trust that those taking out the Sentinel Lifetime Loan have placed in us.  In return, we make the following promise…



Pledge One

There is no requirement to make any loan repayments during the term of the loan.

Pledge Two

Your home will remain the place you live in for as long as you choose. When it is time for you to leave your home our No Negative Equity Guarantee means that, so long as all conditions of the loan have been met, what you will be required to repay following your death or moving to permanent long-term care will not exceed the sales proceeds of the property. There is no extra charge to you for this guarantee.

Pledge Three

It is important that you are absolutely happy with all aspects of the Sentinel Lifetime Loan. For this reason your legal work will always be performed by the solicitor of your choice who will then work with us to make sure everything has been fully explained and discussed. If at any time you want to contact Sentinel regarding the loan or any related matter we’ll be ready and waiting to help you.
Vaughan Underwood
Chief Executive Officer

Common Questions

Frequently asked questions about the Sentinel Lifetime Loan…

Because Sentinel’s Lifetime Loan is probably a new concept to you and your family, you may have questions about the Sentinel Lifetime Loan, and how it works.  

Below are a number of questions we imagine you may be asking, however for more detailed information please refer to  our brochure, or contact us here at Sentinel on 0800 488 740. 

How much will I be able to leave my Family ?

This will depend on how much you decide to borrow, interest rates, house price inflation and how long the loan is in force.  You can use the calculator on this website to estimate how much equity will remain in your home, at different house growth rates, over time.

Can I pay off all or part of the loan at any time ?

Although the loan is intended to be lifelong and you are not required to make any payments until the end, you can choose to repay all or part of the loan at any time.  As long as your loan is on a variable interest rate no early repayment fees will be charged.

Can I transfer my loan to my new house if I decide to move ?

The transfer of a Sentinel Lifetime Loan from one property to another is dependent on:

– the sale price of the existing property,
– the lessor of the buy price and value from a registered valuation (excluding chattels) of the new property,
– the age of the youngest resident at the time of transfer
– the balance of the loan (including all interest that has been added to the loan) at the time of transfer,
– the type of the new property
– a title search.

It is important to understand that there may be instances where the transfer may not be possible.

The ability to transfer a Sentinel Lifetime Loan to a Licence to Occupy Retirement Village unit is governed by the village management and the amount if allowably is very limited.

It is important to take into account real estate fees, moving costs and solicitor’s fees when calculating how much it will cost to move.

What happens to my home when I die or move into permanent long-term care?

Usually, the loan is repaid from the sale proceeds of your home.   The loan becomes repayable when you move permanently from your home – usually when you pass away or move into long term care. 

Can I borrow more later if I need it ?

You can apply to borrow more at any time. The amount that you may be entitled to borrow will depend on whether you have already drawn your full entitlement.

Any entitlement to further funds, over and above the original approved loan, is based on the age of the youngest resident at the time of applying and the property value at that time.  The current loan balance including accumulated interest is deducted from the entitlement to determine any additional funds that may be available. 

Who owns my home?

You always own your home, and can live there for as long as you choose.

 

For further details and in-depth answers to your questions about the Sentinel Lifetime Loan please contact us on 0800 488 740.  We’re always happy to help.

Sentinel Lifetime Loan

Helping you maintain financial independence

The love affair New Zealanders have with their home is well documented.  So imagine being able to release some of the value you’ve built up in your bricks and mortar, without having to move. 

If you are aged 60 or over and own your own home, the Sentinel Lifetime Loan may provide you with a cash resource that you can use for whatever would make you smile.

Discover a new lease on life

With the Sentinel Lifetime Loan you can take some of the equity out of your home without having to sell, to help you maintain your financial independence in retirement. Now, your bricks and mortar could be worth their weight in gold.

The Sentinel Lifetime Loan is designed to last you the rest of your life and is usually repaid only when you die or move into long term care, although you have the freedom to repay at any time, without penalty as long as your loan is on a floating interest rate.  Unlike traditional loans there are no monthly repayments – in fact there is nothing to pay until you decide to sell the house or upon your death, moving into long term care or moving out of your property for any other reason.

With the Sentinel Lifetime Loan you are in control.  You can manage your loan and access funds as and when you need them.

Lifetime Loan Brochure and Fact Sheet

To receive a comprehensive brochure about the Sentinel Lifetime Loan, please call us on 0800 488 740 and we will be pleased to send one to you, or to download our brochure click here.  

Unfortunately due to current global financial conditions Sentinel has temporarily stopped accepting new loan applications.   Existing clients with Express Top-up facilities are unaffected and can continue to drawdown funds as usual.  If you would like to provide us your details and be contacted once Sentinel resumes new business lending please contact us and let us know.

Disclosure Statement

 

Sentinel Disclosure Statement – Qualifying Financial Entity

NAME:                         Sentinel Limited
TRADING NAME:        Sentinel
ADDRESS:
P O Box 33 1040,
Takapuna, AUCKLAND 0740
Level 1 87 Hurstmere Road,
Takapuna, AUCKLAND 0622

OTHER CONTACTS:
Phone: 0800 488 740
Email: enquire@sentinel.net.nz
Website: www.sentinel.net.nz

This is important information – it provides information about the product and advice that Sentinel offers and should help you to decide which financial adviser to choose.
Sentinel is a Qualifying Financial Entity (QFE) under the provisions of the Financial Advisers Act 2008, our registration number is FSP48342.  This information can be checked on the Financial Service Providers Register at www.fspr.govt.nz.  Sentinel is regulated by the Financial Markets Authority (FMA), you can obtain more information about the FMA from their website www.fma.org.nz or by calling them on 04 472 9830.
What sort of advice can a Sentinel QFE adviser provide?
Sentinel QFE advisers can give you information relating to the features and suitability of the Sentinel Lifetime Loan product.  The Lifetime Loan is a Home Equity Release mortgage and is classified as a Category 2 product under Financial Advisers Act 2008.
How are Sentinel advisers paid?
Sentinel staff are Nominated Representatives who are based in our office and will generally be in contact with you by phone, letter or email.  They do not receive any sales incentives for the completion of loans.  Sentinel also has a number of Nominated Representatives who can come out to your home.   There is no cost to you for their service; however they receive a commission from Sentinel when your loan is issued.

What to do if you have a complaint about: Sentinel, your Sentinel Lifetime Loan, or any aspect of your experience with us?

Sentinel is always striving to offer the best product and service we can to meet your needs.  If something happens that you are not entirely happy about we need to know so we can solve the problem and stop the same thing occurring in the future.

Please contact us as soon as anything occurs that you are unhappy with and we will do our best to solve the problem immediately.

If your complaint is serious and it can not be easily fixed we will ask that you provide us the details in writing, including the nature of the complaint and what you think should be done to resolve the situation.  We will notify you when we receive the complaint and then investigate all aspects of the matter before attempting to resolve all of your concerns.  We will keep you up to date with progress and advise you of any outcomes in writing.

What if I am still unhappy?

If you are not satisfied with our suggested solution Sentinel is a member of the Insurance & Savings Ombudsman’s Service of New Zealand (ISO), who act as our licensed dispute resolution service.  You can contact the ISO by;

Phone:             0800 888 202
Email:              info@ombudsman.org.nz
Post:                P O Box 10 845, Wellington 6143