Advantages

• Unlock the value in your home.
  

  Cash in some of the value you have built up in your home.

• Your home is yours for life.
  

  You retain full ownership of your home to live in for the rest of your and your partner's lives.

• Use the funds for whatever you need.
  

  Spend your funds on home improvements, medical care, a new car or whatever you want. The choice is entirely yours.

• Make no regular repayments.
  

  The loan does not have to be repaid until you or your surviving partner pass away, move into permanent long-term care or move permanently from your home for any other reason. However you have the option to repay the loan whenever you choose, without penalty.

• Our Loan Repayment Pledge
  

  You will never have to repay more than the net proceeds from the sale of your property even in the event that your loan balance is higher than these net proceeds.